【新唐人2013年03月20日讯】理财顾问在美谈投资公共秘诀
曾铮：让我们直接进入今天的主题。如果我有50万或100万美元在美国投资，有哪些选择？
基恩：巴蒂尔和我在理财业有19年的经验。我们提出具体建议之前，都会坐下来了解客户需求,他们的中期和长期目标。根据多项参数，例如，投资期限、个人风险承受能力等，提供投资方案，把资金放在多种资产类别上。资产的多样化，更能针对客户需求，而且要减少市场波动，提高投资回报。
曾铮：我们知道，贵公司在金融危机两年后，于2010年上市。当时，很多大牌公司已经破产，向政府求救。你们成功的秘诀是什么？
巴蒂尔：成功的主要原因之一，我们是独立的咨询顾问，以客户的最佳利益为主。不是非得卖所谓的“金融产品”，也不是以公司利益为主，所以我们的业务一直在增长。
曾铮：我们知道，近年很多中国人来美国购买物业，把美国作为投资的避风港。除了投资置产，还有什么其他选择？
基恩：你说的对。美国房地产市场一直被看作是较安全的，应该是亚洲和海外客户的“避风港”。我们是第一个意识到，把部分资金，我强调“部分资金”投资到特定行业受益的公司。当我们早期扩大业务时，投资多样化的益处是显而易见的。因此，肖恩和我，当我们坐在下来，了解客户中期和长期需求时，我们是第一个提倡投资分配益处的，投到市场的其他领域，其他资产类和使用其他策略，例如商品交易，在过去的几年中做的很好，由于石油价格的原因，稀有和不稀有金属，等等，管理期货,篮子货币，让我们达到我们一开始的目标，就是减少投资波动性，随着时间的推移，提高投资的回报率。
曾铮：你能说出你觉得今年会做的更好的几个行业吗？
巴蒂尔：我们现在看到是全球人口的老龄化问题。人口老龄化让我们把焦点放在生物技术和医疗保健领域。我们在这不给任何直接的建议。但是，我们告诉你这些领域是我们的目标。我们也在关注美国石油管道系统，政界也有大量的争论，你也看到了很多理财业经理也在谈论它。在未来几年，这将是一个有趣的投资领域，因为在我看来，石油管道和早年的铁路非常相似。在未来，存有现金的客户，会使橙汁成本上涨，咖啡成本上涨，食品成本上涨。如果你现在去任何国家，政府将尽力避免石油和食品的大幅上涨，但我们知道，现实中，对大多数美国人或世界各地的其他公民来讲，最贵的东西是什么？是石油和粮食。
曾铮：谢谢你。
巴蒂尔：谢谢你给我们这个机会。
基恩：谢谢。
Jennifer Zeng: So let’s go directly to the point today. If I have half a million or 100 million to invest in the US, what are the choices for me?
Gene: Shane and I have been doing this over 19 years each and over many years, before any specific recommendation would be made, we would like to sit down and just to uncover more needs as far as what the client is looking to accomplish on the intermediate and more important long term basis. So based on the multiple parameters like the time frame, client’s individual’s risk tolerance and many other factors. We will accommodate and diversify portfolio representing multiple asset classes and by diversification of those assets again to meet specific client’s needs and we are going to reduce the volatility and actually increase performance.
Jennifer Zeng: We all know that LPL became public in 2010, that is two years after financial crisis for the crowd. At that time, a lot of other big players have gone bankcrupt and have to be bailed out. So that is the secret of the success behind LPL?
Shane: I think one of the major successes is we are in a position where we’re independent advisors and we act in the best interest of our clients, which means we don’t get caught up selling what we called “proprietary products" or pushing a firm’s agenda, that’s why we have grown consistently.
Jennifer Zeng: We know in recent years, a lot of Chinese people coming to US to buy properties in US, regarding US as safe haven to park the money. So apart from buying the properties, what are the other choices?
Gene: It is such a great point, absolutely Jennifer. The United States real estate market has been considered to be as safer as should be “safe haven" among our Asian and overseas clients. We are the first to recognize the benefits of putting some, as I stress the word some of their funds into that specific sector. However, as we expanded earlier, the benefits of diversification is clear. So Shane and I, while we sit down and review client’s needs, you know, on a intermediate and long term basis, we would be the first one to preach the benefits of diversification in the other area of the markets, other assets of the classes and other strategy, such as commodities, for example, that have done tremendously well over the last few years, because of the oil prices, you know precious non-precious metal, so on and so forth, manage the futures, baskets of currencies, it allow us to accomplish what we are trying accomplish to begin with, which is reduce client portfolio volatility, and over time improve the performance of those investments.
Jennifer Zeng: Will you be able to name a few sectors which you feel would do better or do well this year?
Shane: What we are looking at is we see an aging population worldwide. And that aging population is having us really key in biotechs and healthcare sectors, and we are not giving any direct recommendations. But what we are doing is that we are telling you those are the areas that we are targeting. We are also looking at the pipeline in the US and we need a lot of political theater and you’re also see a lot of money managers actually talk about it. That will be an interesting area for investments over the next a few years, cause that pipeline in my opinion will be very similar to the rail road in the early years. In the future, clients sitting in cash, would inflation cost of orange juice up, the cost of coffee, foods up. If you go to any country now, the government would strip out the oil and food, but we know, realistically, what is the most expensive thing for most Americans or even most citizens worldwide? It is oil and food.
Jennifer Zeng: Thank you.
Thank you for having us.
